Teresa Ann Ratliff, 47, departed this life on Tuesday, September 1, 2020. Visitation will be held on Thursday, September 17, 2020 from 12:00 p.m. – 5:00 p.m. at the Thomas G. Smith Funeral Home, 14601 St. Clair Avenue, Cleveland, OH. 44110. Funeral services will be held on Friday, September 18, 2020; Wake at 10:30 a.m. and Service at 11:00 a.m. at the Thomas G. Smith Funeral Home, 14601 St. Clair Avenue, Cleveland, OH. 44110.  Interment will be immediately following the service at Cleveland Memorial Gardens, 4324 Green Road, Highland Hills, OH 44128. Arrangements entrusted to Thomas G. Smith Funeral Home, 14601 St. Clair Avenue, Cleveland, OH 44110. www.smith-funeral-home.com